The concept of shared prosperity has never been more important, as cities continue to see a growing disparity between the rich and the poor. The concept of building communities to foster all-inclusive prosperity and wealth creation is as important as ever. Ensuring people have access to the means for prosperity is critical to this idea. This involves education for financial competence and of the financial tools available to citizens, communities, entrepreneurs, and small businesses. Communities can utilize work cooperatives, community development financial institutions (CDFIs), social enterprises, municipal ownership, emerging hybrid companies, and employee stock ownership plan companies (ESOPs) to improve local neighborhoods. These new models for development can help to create jobs, help small businesses and residents gain access to financing, and lower the cost of utilities.